EFFECTIVENESS
CLARITY
SIMPLICITY
CORRECTNESS
The creators and the founding member of the SPA (Business Solutions) They are two lawyers with over twenty years of professional experience (one indeed with over fifty years of activity) in the debt collection sector.
There are tens and tens of thousands of debt collection practices followed by the two lawyers who have now decided to set up this new business reality to offer an innovative service to commercial businesses and to the vast audience of professionals interested in the problem of unpaid debts..
The distinctive elements of the SPA consist of the extreme clarity of the relationship established between the company and the customer characterized by two elements:
- No payment of legal fees paid by the customer (which are recovered by the counterparty) and the recovery commission, obviously not due, in the event that the recovery activity is unsuccessful.
- Simplicity of the contract that regulates and disciplines the relationship; it consists of a page and a half that is easy to understand and intelligible (most of the other competitors make customers sign contracts with dozens and dozens of clauses that are perhaps illegible and incomprehensible).
The SPA offers, through, specific professional figures who have been operating in the field of debt collection for decades and are expressly qualified, including 360-degree consultancy starting from the principle that "prevention" is better than "cure" or the analysis of the credit process if carried out carefully and periodically can certainly safeguard the company from the risk of unpaid debts in the belief, among other things, that competition between companies takes place not only in the act of selling the good or service offered on the market but also with respect to "credit management" and its recovery.

Lawyer. Filippo LIPIANI
CORPORATE LAW
AUDITOR CREDIT MANAGEMENT
- ACMI Partner (Italian Credit Manager Association)
- ACMI course (CREDIT MANGER ASSOCIATION ITALY):
Phases of the Active Cycle as per UNI 44 Practice:2018 - Attested“Audit techniques" issued byTUV Rhineland
- Attested“Auditor Credit MANAGEMENT issued byTUV Rhineland
The Dr. Filippo Lipiani obtained a degree in Law
at the University of Catania and practices
profession of Lawyer since 2002.
He has been registered in the Register of Lawyers before the Court of Cassation since 26.09.2015.
In data 25.07.2021 obtained the Corporate Crisis and Insolvency Manager certificate.
Training Course Certificate in “Domestic and International Arbitration”
Training Course Certificate “The Course pursuant to art. 356 CCII of Crisis Law” organized by ODCEC Bergamo
I participated in the course organized by the ODCEC of Palermo on “The simple family real estate company”
I obtained the certificate of “Audit Techniques” e di “Auditor Credit MANAGEMENT” for verifying the correct management of credit by companies.
Diploma in MASTER EXECUTIVE in “Integrated Compliance in Public and Private Companies”
Training Course for WHISTLEBLOWING Report Managers pursuant to Legislative Decree. Lgs. 24/2023 art. 4.